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NemKonto/Easy Account

All citizens and companies registered in Demark are required to have a NemKonto (Easy Account). A NemKonto is a normal bank account that you assign as your NemKonto.

  • When you receive salary from your employer it is useful to have a bank account. To open a bank account, you need to contact a bank of your own choice. Remember to bring photo ID (for instance your passport) and address information.

    You can only open a bank account with a Danish bank once you have obtained your tax card. As you are not a registered citizen in Denmark, the bank will want to see your:

    • Passport
    • Tax card
    • Contract of employment and payslip
    Content fetched from lifeindenmark.borger.dk
  • As a
    resident in Denmark, you should have a NemKonto to be able to receive payments
    from Danish public authorities. This can be payments such as:

    • tax refunds
    • child subsidies
    • student loans
    • unemployment benefits
    • holiday allowances.

    A NemKonto
    is a normal bank account you already own. You can choose which of your existing
    accounts – foreign or Danish – you want as your NemKonto. Payments from public
    authorities will be transferred directly to this account.

    Your NemKonto is secure

    Public
    authorities can only transfer money to your NemKonto. They cannot withdraw
    money from your account or view your balance or account transactions.

    Content fetched from lifeindenmark.borger.dk
  • A NemKonto
    is a normal bank account you already own. You choose which of your accounts –
    foreign or Danish – you want to be your NemKonto. 

    You can set
    up a NemKonto in one of the following ways:

    1. Assign an account yourself using
      MitID to log on to the NemKonto self-service.
    2. Contact your Danish bank and inform
      them which account to assign as your NemKonto.  
    3. Fill out a form if you wish to
      assign a foreign bank account as your NemKonto.

    It is free
    of charge to assign an account as your NemKonto.

    You Will
    Receive a Letter, if you use the NemKonto Self-Service

    If you have
    assigned or changed your NemKonto via the self-service, you will be sent an
    activation letter with an activation code.

    The letter contains instructions on
    how to activate your NemKonto.
    The
    activation letter will be sent by postal service to the address registered in
    the CPR register. Unfortunately, you cannot have the letter sent via email or
    Digital Post at the moment.

    Content fetched from lifeindenmark.borger.dk